Kids Go-Karting, Auto Insurance Company, VA, MD, NC

Auto Insurance Coverage in Va, Md & NC

Next to your home, your automobile is often the most expensive piece of property you own. As a result, it is important to seek the best value when buying your auto insurance.

Liability Limits

Our agency recommends writing limits of at least $100,000 per person/$300,000 per accident, $100,000 property damage, in order to provide you the best protection. We will work with you to tailor these limits to your needs.

Deductible

Choosing higher deductibles for collision and comprehensive coverage is an easy & cost-effective way to lower your auto insurance. Remember to consider, “how much am I willing to pay out of pocket if I am involved in an incident?”

Personal Catastrophe Liability

If you had a million dollar judgment against you for damages and you are found liable, how would you pay for it? Would you use your assets? Could you handle garnished wages for life? Or do you have an umbrella policy protecting your assets?

Unfortunately, bad things happen from time to time; sometimes, really bad things happen. Depending on the level of coverage you have purchased, your auto and homeowner’s insurance policies can help cover legal costs, but may be limited to the amount stated in your policy. Give yourself and your family an extra layer of liability protection over and above your auto and homeowners policies.

For a policy providing $1 million coverage on one home and two autos, the annual premium would be approximately $129 a year. That’s $10 a month that can provide you and your family extra peace of mind.

Featured Coverage Options

  • A higher level of coverage if a covered driver causes an accident and is liable for injury to others or property damage
  • A higher level of coverage if someone is hurt on your property
  • Coverage for family members, worldwide, for actions that may cause injury to others or property damage

Additional Coverage

You may want to consider adding additional coverage to your policy, like:

  • Road service
  • Additional rental coverage
  • Medical expense coverage
  • Income loss benefit
  • Motorcyle
  • Motor homes
  • Death benefit

Available Discounts

  • Multi-policy discounts
  • Youthful driver training
  • College student
  • Age 55 & older
  • Accident prevention courses for persons age 55 & older
  • Passive restraints
  • Anti-theft devices
  • Anti-lock brakes

Contact Info