Property, Liability & Business Insurance
We realize that running your business is very demanding and requires you to wear many hats. Our goal is to help ease the demands put on you by providing peace of mind in knowing that your business insurance is handled professionally.
Over the years, we have provided quality insurance programs for many types of business. We understand the challenges you are facing!
We know that each type of business has specific coverage needs. Following are some of the business insurance products we offer:
Property Insurance
This valuable coverage compensates you if the property you own or use in business is lost or damaged by covered perils such as fire or theft.
Liability Insurance
This protects you in the event that someone claims your business caused them to suffer damage. It pays damages that you are legally liable for, up to the policy limits.
Business Vehicle
This provides coverage for autos owned by the business. You can purchase liability, collision and comprehensive coverage to meet your needs.
Worker’s Compensation
This provides coverage for medical care and a portion of any lost wages for employees injured in the course of their employment. In Virginia if you have 3 or more employees you are required by law to have Workers Compensation. (This depends on the legal structure of your business)
Please note these are overviews of coverage. All policies are subject to coverage and exclusions in force at the time of loss.
We also understand the importance of Certificates of Insurance and issue them the same day.
Experience and Expertise
Although our agents have experience in many lines of business, some of the areas we specialize in are: